Multi-Year Tax Projections.
Most personal tax mistakes are not arithmetic mistakes — they are timing mistakes. A multi-year projection makes the timing visible.
We build a two-to-five-year tax model of your household so big decisions get evaluated against the full horizon, not just this year's bracket.
Decisions that change shape with a longer view.
Selling a business or rental property
Spreading recognition, structuring installment terms, or deploying like-kind treatment when the math supports it.
Roth conversions
Converting in lower-bracket years (often early retirement) versus higher-bracket years can change the lifetime tax bill by six figures.
Equity compensation events
ISO exercises, RSU vesting clusters, NSO exercises, and the AMT consequences that usually accompany them.
Retirement transition
The years between earned income ending and Social Security or RMDs starting are often the lowest-bracket years of a lifetime — if used.
Charitable strategy
Bunching multiple years of giving into one tax year, donor-advised funds, qualified charitable distributions from IRAs.
Real-estate purchases or 1031 exchanges
Especially when the buyer also operates a business that could absorb cost-segregation depreciation.
Before you commission a projection.
Is this the same as financial planning?
No. We focus specifically on the tax consequences of decisions across years. We coordinate willingly with your financial planner, estate attorney, or wealth advisor — their plan plus our projection is the combination most clients find useful.
How often is the projection updated?
For ongoing-engagement clients, we revisit the projection at least annually and after any material change (a sale, a job change, a tax-law change). For one-time projection engagements, we deliver a model and a decision memo and you take it from there.
A 30-minute strategy session. No pitch.
We respond to every inquiry within 24 hours. Three Utah offices · serving clients statewide.